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We-PayU Checking

We-PayU Checking at First Federal Savings We-PayU is a reward checking account great for a person who primarily uses a debit card for purchases and maintains a balance under $10K in their checking account. You don't need to live near one of our physical bank locations in order to withdraw cash—we offer a refund of ATM fees (up to $25 month) if bonus rate requirements are met. Of course, we also cater to all of your online banking needs; payments, deposits and transfers can all be completed online or via our mobile app.

Receive a bonus rate at 2.02%* if:

  • A minimum of 12 card transactions are posted each statement cycle
  • E-statement enrollment is activated AND
  • At least one direct deposit OR one billpay is activated each statement cycle (can be automatic)

Key Features

  • No minimum balance (minimum $25 to open)
  • 2.02% APY paid on balances up to $9,999.99. Balances over $10,000 are paid .01% APY.
  • Out-of-network ATM fees refunded up to $25/month (applicable only to ATMs in the U.S.)
  • No monthly U.S. service charge

Additional Features

Click Here to Review the Documents Needed to Open Account as a New Customer