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We-PayU Checking

We-PayU Checking at First Federal Savings Investment in our customers and community isn’t just a catch phrase at First Federal, but the very reason we exist. The WePayU with First Fed Perks checking account actually helps you grow financially by offering a variety of benefits, local discounts, and a 2.02% Annual Percentage Yield (APY) on your checking account balance, just by meeting a few simple requirements*. Helping grow the future for our customers is at the foundation of our most basic products at First Federal. We are committed to ensuring you and your family thrive.
Our products and services are constantly growing to meet the changing needs of our community and customers. We pursue the latest innovations to offer you the most reliable and advanced products and services.

Account Features

  • FirstFedPerks powered by BaZing- Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.
  • Cell phone protection Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.
  • ID theft aid Includes payment card fraud resolution, $2500 in personal identity theft benefit and identity restoration.
  • Roadside assistance- Available 24/7 and free to use, up to $80 in covered service charges up to 4 times per year.
  • $10,000 travel accidental death coverage2.
  • Health Savings Card- Save money on prescriptions, eye exams, frames, and hearing services.
  • ATM fee reimbursement- We reimburse ATM fees nation-wide up to $20/month when bonus requirements* are met.
  • A debit card with no annual fee- Use your card any place MasterCard is accepted with no annual fees and no minimum balances.
  • Online banking and mobile banking- Make deposits, check balances, transfer money, and pay bills from your mobile phone or online.
  • OOPS! Occasional Overdraft Protection Service. Just one way First Federal takes care of our family by providing overdraft protection for the occasional insufficient funds error.
  • Popmoney®- person-to-person quick-pay allows you to transfer money to friends or family at any banking institution directly through your First Federal online or mobile banking bill pay.
  • High Interest on your checking account*

* 2.02% APY Bonus Rate and ATM Fee Credit Requirements:

  1. 12 or more debit card transactions posted to the account each statement cycle.
  2. Activating e-statement enrollment.
  3. One or more direct deposits in this account each statement cycle.

    The 2.02% APY is paid on balances up to $9,999.99. Account balances beyond that are paid at .01% APY. WePayU with FirstFedPerks is only $8 per month. First Federal will waive the monthly fee when you meet any of the following:

    1. Maintain a $500 average balance in your account.
    2. Maintain a minimum balance of $5000 in any First Federal savings account.
    3. Have a loan with us.

      Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.

      Click Here to Review the Documents Needed to Open Account as a New Customer