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We-PayU Checking

We-PayU Checking at First Federal Savings Investment in our customers and community isn’t just a catch phrase at First Federal, but the very reason we exist. That’s why the We-PayU checking account not only carries no fees and no minimum balance requirements, but actually helps you grow financially by offering a 2.02% APY on your checking account balance, just by meeting a few simple requirements*. Helping grow the future for our customers is at the foundation of our most basic products at First Federal. We are committed to ensuring you and your family thrive.

Account Features

  • A $25 deposit opens an account.
  • No minimum balance. No monthly U.S. service charge.
  • No need to live near a physical bank location. We reimburse ATM fees nation-wide up to $25/month when bonus requirements* are met.
  • Our online banking and mobile app features offer online payments, deposits and transfers.

* 2.02% APY Bonus Rate Requirements:

  • Posting 12 or more debit card transactions each statement cycle.
  • Activating e-statement enrollment.
  • Activating at least one direct deposit OR one bill-pay each statement cycle.

The 2.02% APY is paid on balances up to $9,999.99. Account balances beyond that are paid at .01% APY.


Our services are constantly growing to meeting the changing needs of our community and customers. We pursue the latest innovations to offer you the most reliable and advanced services.

Featured Services Include

Click Here to Review the Documents Needed to Open Account as a New Customer