## Business Savings ### Business Savers A savings account that earns interest on your balance of $200 or more. ### My Business Money Market A savings account and a secure investment for your business. It earns a higher yield and offers unlimited access. ### CD's Highly reliable, conservative investments for businesses looking for a guaranteed return. SAVINGS [ Business Savers ](#business-savers) [ My Business Money Market ](#my-business-money-market) [ CD's ](#cds) Business Savers We provide quality financial services to help our region thrive economically and pursue a common vision of excellence. When you open a savings account with us, we commit whole-heartedly to supporting you through both success and challenge. Account Name Minimum Deposit To Open Minimum Balance^ Interest Rate+ Annual Percentage Yield+ Account NameBusiness Savers Minimum Deposit To Open$10 Minimum Balance^$200 - $1k Interest Rate+.01% Annual Percentage Yield+.01% ^Minimum daily balance to obtain APY (the amount of principal in the account each day). Refer to your Truth in Savings disclosure for specific account information. ## Key Features ### Online + Mobile banking Make deposits, check balances, transfer money, and pay bills from your mobile phone or online. ### Add a debit card Option to attach your account to a debit card for the ability to transfer funds at an ATM. ### 24/7 access Deposit or withdraw funds to or from your account at any time. - Earn interest on balances of $200 or more. - Interest is compounded and posted monthly. - No service charge. - Can be used as overdraft protection for other First Federal accounts. My Business Money Market We pride ourselves on the transparent communication and enduring commitment to our community that have earned us regional trust. Just like a Money Market savings account offers a secure investment with anytime access and the flexibility to write checks,\* banking with First Federal is an investment in a secure neighborhood institution, with a staff that will go out of its way to provide you the knowledge and services to best meet your company’s needs. Account Name Minimum Deposit To Open Minimum Balance^ Interest Rate+ Annual Percentage Yield+ My Money Market MY Money Market MY Money Market Account NameMy Money Market Minimum Deposit To Open$5,000 Minimum Balance^$5,000 Interest Rate+0.35%\*\* Annual Percentage Yield+0.35%\*\* Account NameMY Money Market Minimum Deposit To Open$5,000 Minimum Balance^$25,000 Interest Rate+0.45%\*\* Annual Percentage Yield+0.45%\*\* Account NameMY Money Market Minimum Deposit To Open$5,000 Minimum Balance^$50,000 Interest Rate+0.45%\*\* Annual Percentage Yield+0.45%\*\* ^Minimum daily balance to obtain APY (the amount of principal in the account each day). Refer to your Truth in Savings disclosure for specific account information. \*Up to six preauthorized transactions per month (includes debits, checks, payables, etc.) Ask a banker for complete details. \*\*The interest rate on your account is based on meeting certain relationship requirements each statement cycle. Refer to the My Money Market Truth In Savings Disclosure for specific information. ## Key Features ### Online + Mobile banking Make deposits, check balances, transfer money, and pay bills from your mobile phone or online. ### Flexibility to write checks Each month you have the flexibility to write checks (up to six authorized transactions per month). ### 24/7 access Complete access to your account at anytime. - Earns a higher yield. - Option for your Money Market to be utilized as overdraft protection for your First Federal checking account for no fee. CD's We’ve experienced the hard work required to grow the equity that sustains a business during times of challenge. Certificates of deposit (CD’s) are one way to help strengthen your financial stability with a highly reliable investment that guarantees a return. With a fixed-term CD, you earn a guaranteed annual percentage yield (APY)\* to help grow your capital and stability. [Current CD Rates](https://www.firstfedohio.com/personal/savings#cds) ## Key Features - Minimum opening balance is usually $500. - Choose to have your interest paid either monthly or quarterly. Interest can be deposited directly into a First Federal account. Some CDs require transferred interest. - Choose from terms ranging from 91 days to 10 years. Note that there may be a penalty for early withdrawal of funds. ## Open an account ### ? #### Contact Us ## Please call us at 740-345-3494 for more information about Business Savings. ## Community Engagement ### You help us make an impact. Our zeal to see every member of our community thrive is evident not only in our commitment to our customer but also in the abundant generosity we give back to our community. [First Federal gives back](/community-engagement)