## Ready to buy or build?

**Nicki Mayabb can help.**

We offer the kind of secure, reliable home loans Ohio families and businesses need to build a strong foundation for the future. Our experienced, knowledgeable team is fully committed to helping bring your home ownership dreams to life, meeting you exactly where you are with individualized consultation services. NMLS ID# 1149321



 [Apply Now](https://firstfedohio.mymortgage-online.com/loan-app/?siteId=3293118293&lar=nickim&workFlowId=100682) [Request Info](https://www.firstfedohio.com/personal/loans#contact-pl) 

 



 

 

 

 







 ## Residential Loans



 



 

### Home Loans

For over 80 years, we’ve taken pride in our experienced and knowledgeable team that is committed to helping you make your home ownership dreams come true.



 

  

 

 





 



 

### Home Construction Loans

We’re here to provide you the resources and encouragement to bring your building plans through to completion.



 

  

 

 





 



 

### Home Equity Lines

Our Home Equity Lines provide access to the credit you need at an affordable rate by securing the credit through a mortgage on your home.



 

  

 

 



 

 

 

LOANS

  

  [ Residential Real Estate Loans ](#residential-real-estate-loans) [ Home Construction Loans ](#home-construction-loans) [ Home Equity Lines ](#home-equity-lines) 

  



 

 


Residential Real Estate Loans

We started in banking because our neighbors needed someone they could rely upon for secure and reliable home loans to support their families and rebuild their community. For over 80 years, we’ve taken pride in our experienced and knowledgeable team that is committed to helping you make your home ownership dreams come true. Our certified loan officers provide individualized consultation service, and work with you to offer a fixed or portfolio loan that meets your specific goals. Contact us to begin exploring your home loan options today.



 

 







 



 



 

 


Home Construction Loans

Our loan officers are excited to work with you through the entire building process to bring their years of experience and knowledge to you and your family. From start to finish they will consult with you and your builder to ensure you’ve completed the proper inspections and have all the information you need to securely finance the building of your new home. We’re here to provide you the resources and encouragement to bring your building plans through to completion.



 

 







 



 



 

 


Home Equity Lines

We know that life events or projects arise for which you need credit, whether it’s purchasing new appliances or a car, paying for college expenses, or consolidating past debt. We also know the interest rates on credit cards or unsecured consumer loans can become a burden for families. Our Home Equity Lines provide access to the credit you need at an affordable rate by securing the credit through a mortgage on your home. This ensures a much lower interest rate, helping you pay off those expenses and invest your funds back into your family and future.



 

 







## Key Features

- Unlimited access to your equity line is available by writing checks.
- The interest rate is often far lower than credit card or installment loan rates, and the interest paid may be tax deductible.
- Equity Lines can be used for any purpose. For example, home improvements, car purchases, and debt consolidation are all common.
- Like a credit card, your approved Equity Line can remain at zero balance and still be kept open for future unforeseen events or financial emergencies, helping you be prepared financially with a low-interest option.
 
 

 









 



 

 

 

 

 

 

 

  

 







 ## Apply for a loan

### 1

 #### Gather Documents

To get the application process started we'll need certain documents from you. Click "View Needed Documents" to see what all you need.



 [View documents needed](#needed-documents) 

 

### 2

 #### Apply

From home mortgage loans to retail banking services, in both challenges and celebrations, First Federal is here to help make your vision a thriving reality.



 [Apply Now](https://firstfedohio.mymortgage-online.com/loan-app/?siteId=3293118293&lar=nickim&workFlowId=100682) 

 

 

 [View documents needed](#needed-documents) [Apply Now](https://firstfedohio.mymortgage-online.com/loan-app/?siteId=3293118293&lar=nickim&workFlowId=100682)