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Merchant Services

Merchant Card Services

First Federal Savings Merchant Services

In over 80 years of service, we’ve seen many changes in customer needs, especially as technology has revolutionized how many of us do business. And while some folks find change intimidating, at First Federal we get excited about the opportunity to create new solutions and products. The practice of innovation invigorates us as people who are passionate about the work that we do.

In today’s economy, we know that cost-effective card payment processing solutions are absolutely critical for everyone, from small home-based businesses to large volume merchants. That’s why we’ve worked to create flexible, state-of-the-art payment options that can be utilized in-store, online, or on-the go.

Our drive to improve your banking experience means we’re happy to come out to your business and complete a free cost analysis to determine how you can best save on card processing. We’re here to serve and invest in the financial stability of our entire region, and the offer is not limited to First Federal customers, but open to any business. Contact your branch representative or call us at (740) 345-3494 to participate.

Key Features

  • Save money on card transactions.
  • Merchant services are available to any business; you do not need to be a First Federal account holder to participate.
  • Free cost analysis to determine how your business can best save on card processing.
  • Quick turnaround. We’re happy to travel to meet with business clients.
  • Option to link merchant services to your First Federal business banking account.


iProcess for mobile payment transactions through First Federal Savings, Newark Ohio.

Need to securely process card transactions on-the-go?

First Federal offers an application to process credit card transactions on either an Apple ® or Android ® device, so you can accept card payment anywhere that has cellular or WiFi service.


Key Features

  • Geotag the location of the transaction on the receipt.
  • Print or e-mail receipts.
  • Capture digital signatures.
  • Add a tip to the total transaction, if desired.
  • Perform full or partial refunds from the Transaction History Log.
  • Option to process both keyed and swipe transactions with our encrypted Swipe Solution.