Forms
of ID

The first time you open an account as a customer with First Federal you will need to bring in one primary and one secondary form of ID. All forms of ID must be unexpired.

Primary forms of ID

  • State driver’s license
  • State ID card
  • U.S. military ID card
  • Passport
  • License to carry concealed weapon
  • Permanent resident card
  • Passport card

Secondary forms of ID

  • Photo employee ID card
  • Student ID card
  • Credit cards (VISA, MasterCard, Discover, Sears, etc.)
  • Current utility bill from the customer's residence
  • Social security card
  • Birth certificate
  • Automobile registration
  • Bank pr credit card statement
  • Current pay stub
  • Medicare card issued by SSA
  • Social security # verification notice issued by SSA
  • Social security rep payee appointment notice issued by SSA
  • Current U.S. tax returns
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Job application.

Customer service representative

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What you need to apply

Documents needed

  • Paystubs (last 30 days)
  • W-2s (last 2 years)
  • Tax returns (last 2 years)
  • Bank statements (last 3 months)
  • Mortgage statement
  • Stocks, bonds, 401ks, IRAs
  • Other real estate (tax and insurance info)
  • Rental agreement (if applicable)
  • Separation or divorce decree (if applicable)

For a refinance add
(Providing these items may reduce your closing costs)

  • Title policy
  • Copy of survey
  • Homeowners insurance policy
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First Federal Savings may contact you regarding other products and services in the future. You can opt out of these communications at any time.
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Choose your location
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FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Financial Coaching

No-cost, one-on-one financial coaching for anyone in our community, led by certified counselors. No account required.

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Real Estate

Loans

We offer the kind of secure, reliable residential and commercial real estate loans needed to build a strong foundation for the future. Our experienced, knowledgeable team is fully committed to helping bring your real estate ownership dreams to life.

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WePayU Checking

WePayU Checking from First Federal Savings lets you earn a 2.02% APY just by meeting a few simple requirements*. You can use that interest to pay for things like your favorite streaming service. You'll also enjoy a variety of account features and benefits.

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Business Checking

We understand the importance of efficient, responsive and reliable financial services. Our business checking accounts are designed to provide your business or organization with the highest caliber of banking products available.

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ICS and CDARS

Using IntraFi Cash ServiceSM, or ICS®, and CDARS® through First Federal Savings, you can access millions in FDIC insurance for cash deposits from IntraFi® network banks and enjoy the simplicity of banking with just one trusted, local institution. 

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Why First Federal Savings?

Because you’re not just choosing a place to put your money.

First Federal Savings is a community bank serving Licking County and Central Ohio since 1934. We offer personal and business checking and savings accounts, real estate loans, home equity lines, credit cards, and no-cost financial coaching for anyone in our community.

What makes us different is simple. Our customers are our owners. As a mutually-owned bank, we have no outside shareholders, so every decision we make is about doing right by you and this community. When you call, a real person answers. Loans are decided locally by people who know this area. And our success stays here, reinvested in the neighborhoods, organizations, and community we have proudly called home for over 90 years.

We proudly work for you.

As a mutually-owned company, we are owned by the customers who work with us. There are no stockholders to pay, just a driving investment in building the vitality of our region—and turning all your strength into growth.

We are fanatical about growth.

We’re known for going the extra mile to help you succeed through hard times—and excel through great ones. We recognize and appreciate the diversity of your needs and interests, so we make it our personal goal to see you thrive.

We are Ohio born and bred.

Licking County has been our home since day one, and we donate our resources and time to events and projects right here, in the communities where we’ve put down roots. No matter what comes, we’re ready to go the extra mile to build your success—because we’re strong like you.

Nothing gets in the way of our investment in you.

Let us show you

I’ve never worked with a bank that was so helpful! Everyone that we have worked with at First Federal Savings has been very nice. We couldn’t find a plumber, and they all went to work trying to help us find a reasonable one. They also helped us with ways to get our brand out in the community. First Federal Savings definitely cares about their customers.

Shavonne A.
NEWARK, OH

Community Engagement

We are building a stronger Ohio.

We give our all in support of our communities—and that commitment goes far beyond banking hours. Every day, our team of experts is helping families and businesses thrive, because your success is our personal mission. And when the going gets tough, we step out and step up by giving back wherever we are needed most. At First Federal Savings, we know that we are all stronger together.

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FAQ

First Federal Savings is a mutually-owned community bank headquartered in Newark, Ohio, serving Licking County and central Ohio since 1934. We offer personal and business checking and savings accounts, real estate and home equity loans, credit cards, merchant services, and no cost financial coaching for anyone in the community.

It means First Federal Savings has no outside shareholders. We are owned by our customers, so our focus is entirely on serving the people and communities we work with, not on generating returns for investors.

We have branches in Newark (Downtown and North Newark), Granville, Heath, and Pataskala, as well as a loan production office in Gahanna, Ohio.