of ID

The first time you open an account as a customer with First Federal you will need to bring in one primary and one secondary form of ID. All forms of ID must be unexpired.

Primary forms of ID

  • State driver’s license
  • State ID card
  • U.S. military ID card
  • Passport
  • License to carry concealed weapon
  • Permanent resident card
  • Passport card

Secondary forms of ID

  • Photo employee ID card
  • Student ID card
  • Credit cards (VISA, MasterCard, Discover, Sears, etc.)
  • Current utility bill from the customer's residence
  • Social security card
  • Birth certificate
  • Automobile registration
  • Bank pr credit card statement
  • Current pay stub
  • Medicare card issued by SSA
  • Social security # verification notice issued by SSA
  • Social security rep payee appointment notice issued by SSA
  • Current U.S. tax returns
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Job application.

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What you need to apply

Documents needed

  • Paystubs (last 30 days)
  • W-2s (last 2 years)
  • Tax returns (last 2 years)
  • Bank statements (last 3 months)
  • Mortgage statement
  • Stocks, bonds, 401ks, IRAs
  • Other real estate (tax and insurance info)
  • Rental agreement (if applicable)
  • Separation or divorce decree (if applicable)

For a refinance add
(Providing these items may reduce your closing costs)

  • Title policy
  • Copy of survey
  • Homeowners insurance policy
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First Federal Savings may contact you regarding other products and services in the future. You can opt out of these communications at any time.
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We’re making a difference.

And we couldn't make it without you.

First Federal's commitment to building a thriving community is a dedication that runs deep. This is our home and our family, and we invest everything we’ve got to grow it.

Organizations we’ve helped


We’re here to help you thrive.

First Federal shows up for our neighbors when they need us most. It’s a commitment you can feel when you walk through our doors, and it’s a commitment extended generously outward.


Commitment to our customers

First Federal gives back

First Federal gives about 10% of our yearly income through charitable organizations and community sponsorships while volunteering over 2,000 hours of staff time with local organizations and service projects. From Operation Feed campaigns to Little League ball games, our promise to invest in our community is not just spoken, but lived; from excellent products and exceptional service to our volunteer hours and generous donations, ours is a whole-hearted dedication to the communities we love.

First Federal is always there with my family and me every step of the way, pushing us forward and helping us make our dreams come true.

Lucas Atwood
Owner, Snapshots Lounge and Biscuit Daddy

First Fed Fridays

We love surprising you.

We go above-and-beyond to support our community members. On the third Friday of every month, you’ll find us out in the neighborhood buying your coffee or lunch, perhaps paying for your groceries or filling up your gas tank. It’s just one way we get to invest in our local businesses, get to know more of our neighbors, and share in the delight of bringing you exceptional service in ways you might not expect. Follow us on Facebook and Twitter as we post updates of where we just spent our First Federal Friday.

First Federal Foundation

A dedication that runs deep.

The First Federal Foundation was started to pursue our mission of strengthening our community by providing opportunities to prosper people’s lives. Our private foundation provides philanthropic support to 501(c)3 organizations for specific projects that are building, developing, strengthening and improving our region, specifically in the areas of Housing, Education, Arts and Community Building.

The First Federal Foundation Trustees

Sarah Wallace

Board Chair

Sally Wallace Heckman


Michael O'Brien

VP & Treasurer

Charitable Organizations

  • Local School Districts
  • Licking County Housing Coalition
  • Weathervane Playhouse
  • Licking County Players
  • Newark Campus Development Fund
  • Local Athletic Boosters
  • Licking Memorial Health Systems
  • The Main Place
  • Mental Health America of Licking County
  • The Midland Theater
  • Newark Catholic Foundation
  • Newark Granville Symphony Orchestra
  • Heisey Wind Ensemble
  • Newark Schools White Field
  • United Way of Licking County
  • The Works