of ID

The first time you open an account as a customer with First Federal you will need to bring in one primary and one secondary form of ID. All forms of ID must be unexpired.

Primary forms of ID

  • State driver’s license
  • State ID card
  • U.S. military ID card
  • Passport
  • License to carry concealed weapon
  • Permanent resident card
  • Passport card

Secondary forms of ID

  • Photo employee ID card
  • Student ID card
  • Credit cards (VISA, MasterCard, Discover, Sears, etc.)
  • Current utility bill from the customer's residence
  • Social security card
  • Birth certificate
  • Automobile registration
  • Bank pr credit card statement
  • Current pay stub
  • Medicare card issued by SSA
  • Social security # verification notice issued by SSA
  • Social security rep payee appointment notice issued by SSA
  • Current U.S. tax returns
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Job application.

Customer service representative

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What you need to apply

Documents needed

  • Paystubs (last 30 days)
  • W-2s (last 2 years)
  • Tax returns (last 2 years)
  • Bank statements (last 3 months)
  • Mortgage statement
  • Stocks, bonds, 401ks, IRAs
  • Other real estate (tax and insurance info)
  • Rental agreement (if applicable)
  • Separation or divorce decree (if applicable)

For a refinance add
(Providing these items may reduce your closing costs)

  • Title policy
  • Copy of survey
  • Homeowners insurance policy
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First Federal Savings may contact you regarding other products and services in the future. You can opt out of these communications at any time.
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First Federal Savings may contact you regarding other products and services in the future. You can opt out of these communications at any time.
Request info

Status message

Sorry…This form is closed to new submissions.
Request info

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Request info

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We are passionate about our work

Zealous in going the extra mile to help each and every customer succeed. Committed to providing our staff with the training and support they need to face every challenge as an exciting opportunity for growth.

We’re always on the lookout for hard-working and dedicated individuals who share our whole-hearted commitment to our community and will work tirelessly to seek out new ways to provide for our customers.

What we look for

  • A work ethic that is focused, motivated, mature, energetic and detail-oriented.
  • A passion for helping people.
  • A love of connecting to customers and the community through service and selling.
  • A willingness to dig in and contribute.
  • A personal style that is neat, tidy and professional.

Proud to be a nine-year recipient of Columbus CEO’s Top Workplace Award

Current openings

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Job Type Full-time



The teller position at First Federal Savings serves as a highly visible representative of the Company to customers. The teller works closely with other tellers and customer service representatives to serve customers with the highest level of service and to cultivate new relationships and nurture existing relationships.

Reporting Relationships

The teller position of First Federal Savings reports to the appropriate Customer Service Supervisor, who reports to the Branch Manager.

Key Responsibilities

Customer Service

  • Deliver the highest level of service to First Federal’s customers, while adhering to all company policies and procedures
  • Serve as one of the “faces” of First Federal to customers, exhibiting a sense of confidence and professionalism
  • Assist and address customer inquiries with a sense of urgency and understanding, partnering with colleagues on the teller line as well as in Operations in order to direct the customer to the appropriate individual
  • Solve basic problems and answer fundamental customer inquiries in a pleasant way, including questions regarding account balances, CD maturity dates, and simple “Profile 1” information

Product and Service Promotion

  • Maintain a basic understanding of First Federal’s products and services, including a working knowledge of all service fees and charges, the difference between ATM and debit cards, in order to adequately converse with customers about them
  • Have a working knowledge of how to accurately quote savings rates, how to explain First Federal’s Truth In Savings disclosure to customers, as well as why, from a compliance perspective, the rate quote and disclosure work together
  • Prepare accurately and document transaction tickets and address change forms
  • Engage appropriate individuals at First Federal for problem solving and trouble-shooting, including Savings Operations, Loan Servicing, customer service staff, and branch managers, in order to adequately and professionally address more complex customer inquiries
  • Advocate proactively First Federal’s products and services to non-customers, including deposit and loan products, without the responsibility of opening accounts

Transaction Management and Cash Handling

  • Manage a cash drawer with maturity and the highest level of integrity
  • Adhere to all First Federal security policies and procedures, particularly when they apply to opening and closing procedures, cash handling, and cash drawer limits
  • Balance drawer accurately using both ClearTouch Teller and manual balance sheets, with an understanding of credits and debits and an ability to detect balancing errors
  • Execute daily transactions for First Federal’s customers, including deposits, withdrawals, check cashing, monetary instruments, night deposits, mail, and loan payments
  • Process accurately the savings bond redemptions, as well as the sale of monetary instruments while completing and sending all documentation to the Accounting department
  • Understand completely First Federal’s policies and procedures regarding check cashing, including check negotiability, check holds, and fraudulent checks
  • Navigate easily through basic ClearTouch screens, including ClearTouch Teller, Customer Source, Profile 1, and customer histories, in order to address simple account inquiries, while on alert for flags, red flags, and messages, knowing when to ask for assistance
  • Create, scan, and submit checks via Web Capture for processing

Regulatory and Compliance

  • Maintain current knowledge of Bank Secrecy Act, recognizing the necessity to accurately complete a CTR or monetary instrument log for all transactions involving cash of $3000 to $10,000, and over $10,000
  • Recognize suspicious activity and take appropriate action with the correct officer
  • Have a working knowledge of Regulation CC and First Federal’s Funds Availability policy, with the ability to complete hold notices
  • Understand First Federal’s Customer Identification Program according to the USA Patriot Act and know what the minimum requirements are to satisfy proper identification, as well as what are acceptable forms of identification
  • Recognize red flags in regards to identity theft and contact the appropriate person at First Federal to address this issue
  • Maintain the utmost confidentiality when working with customers and have a basic knowledge of First Federal’s privacy policies and procedures, including who may have information regarding accounts
  • Have a clear understanding and appreciation for First Federal’s Information Security and Internet/Intranet policies and procedures, as well as what steps to take if an information security breach does happen
  • Be aware of the Community Reinvestment Act and where First Federal maintains its public file, while tactfully referring the inquiring individual to a branch manager or officer


  • High school diploma preferred
  • Previous teller or cash handling experience is preferred
  • A work ethic that is focused, motivated, mature, energetic, and detail-oriented
  • Character defined by honesty, kindness, and collaboration
  • A personal style that is neat, tidy, and professional
  • Working knowledge of computer and office equipment operation

First Federal Savings is an equal opportunity employer. Employment decisions are based on merit, qualifications, and abilities. First Federal does not discriminate on the basis of race, color, religion, sex, age, marital status, sexual orientation, gender identity, national origin, physical or mental ability, status as a disabled veteran or any other classification protected by law.

About First Federal Savings


Determined Competitor. At First Federal Savings, we established our bank in the heart of the Great Depression with an unbending commitment to overcome. We’ve endured through the hardest times, and we are not going anywhere. We remain a stable leader in our community through our strong competitive products and services, and smart decision making. Our confident team of knowledgeable experts learns from the past and drives forward solutions to allow our customers to thrive and grow with us through time and challenges. Our strength and determination to go above and beyond grows our reputation and builds towards a prosperous future.

Friendly Confidant. We respond to staff, customer, and community needs with attentive care and compassionate investment. We have a big heart for the real and raw needs of people and personally invest our time and money in the causes of the community. Our relational approach, honest services and dependable products earn people’s trust and confidence, protect customer accounts, and provide the ongoing one-to-one support people need to achieve their personal financial goals.

Optimist. We bring an attitude of optimism and energy to banking and the customer experience. We love coming to work, and we hope that our positivity is contagious. Life is about relationships, and we’re motivated every day by the enduring friendships that we’ve formed over decades. We are engaged in the lives of our customers and each other, pursuing our passion for meaningful change in every interaction and investment. Our enthusiasm is unfazed by change or challenge. We see the opportunity in both successes and difficulties and work as a cohesive team to drive forward opportune solutions, in order to attract and retain employees and customers.


First Federal is a community-oriented financial institution that proactively builds relationships by providing unmatched customer service in delivering mortgage loans and retail deposit services to all demographics, while ensuring the strength of the institution.


To provide valuable opportunities and strengthen our communities.





Position Purpose:

A Loan Operations Associate plays a pivotal role in the loan lifecycle, responsible for both facilitating the closing process and supporting ongoing loan servicing activities. The ideal candidate will possess a strong attention to detail, excellent communication skills, and the ability to thrive in a fast-paced environment.


Reporting Relationships:

A Loan Operations Associate reports dually to Shane Fortune, Loan Servicing Manager, and Rachel Scouler, Loan Closing Operations Manager.


Key Responsibilities: 

Loan Closing:

  • Receive closing packages and review for completion, communicating any follow up needed with the loan officer and loan closer.
  • Scan and index closing documents into the loan origination system, filing original documents into the physical file.
  • Print and mail checks according to disbursement instructions and prepare documentation for Loan Servicing for upload to the core system.
  • Manage and maintain complete, accurate, and organized loan files, including tracking, verification, and filing of final titles and recorded mortgages.
  • Record all mortgages at the appropriate Recorder’s Office, in partnership with Loan Servicing.
  • Assist Loan Closing staff, as needed, with returned file corrections.

Loan Servicing:

  • Assist in the setup and maintenance of loan accounts in the servicing system.
  • Respond promptly to borrower inquiries and requests regarding loan servicing matters.
  • File various documents electronically or within the physical loan file.
  • Monitor loan portfolios for compliance with loan terms and conditions.
  • Assist in the preparation and distribution of periodic reports.

Documentation and Compliance:

  • Ensure all loan closing and servicing activities adhere to regulatory guidelines and internal policies.
  • Maintain knowledge of industry regulations and updates related to loan closing and servicing practices.
  • Assist in the preparation of regulatory compliance reports and audits as required.

Team Collaboration:

  • Work closely with other members of the loan operations team to achieve departmental goals and objectives.
  • Provide support and assistance to colleagues as needed, fostering a collaborative work environment.
  • Participate in team meetings and training sessions to enhance knowledge and skills.

Note: this position profile is intended to provide a general overview of the responsibilities and qualifications for this role. It is not exhaustive and may be subject to change based on First Federal’s needs.



Locations & Hours:

The Main Office of First Federal Savings is located at 2 North Second Street in Newark. First Federal also has offices on 21st Street in Newark, Heath, Pataskala, Gahanna, and Granville. The Loan Operations Associate work week generally consists of hours from 8:30 AM to 5:00 PM Monday through Friday.  

Fair Labor Standards Act Classification:

Hourly, non-exempt.

Key Qualifications, Competencies, and Attributes:

  • Previous experience in loan closing, loan servicing or related loan processing field, preferred.
  • Strong attention to detail and an ability to maintain accuracy in a high-volume, deadline-driven environment.
  • Excellent communication and interpersonal skills, with the ability to interact effectively with employees and customers.
  • Proficiency in Microsoft Office Suite products, and loan servicing software programs.
  • Knowledge of regulatory requirements and compliance standards as they relate to loan processing and operations.
  • An ability to prioritize tasks and manage time effectively to meet deadlines.

First Federal Savings is an equal opportunity employer. Employment decisions are based on merit, qualifications, and abilities. First Federal does not discriminate on the basis of race, color, religion, sex, age, marital status, sexual orientation, gender identity, national origin, physical or mental ability, status as a disabled veteran or any other classification protected by law.