Personal Checking
WePayU Checking + FirstFed Perks
We reward your relationship.
ThereForU Checking + FirstFed Perks
Benefits you'll use.
Basic Checking
Just the basics
WePayU Checking + FirstFed Perks
Empowering our customers and community is the very reason we exist. The WePayU with FirstFed Perks checking account empowers your financial growth by offering a variety of benefits, local discounts, and a 2.02% Annual Percentage Yield (APY) on your checking account balance, just by meeting a few simple requirements*. We are committed to helping you thrive, because your success makes our community strong.
Account Name
Minimum Deposit To Open
Minimum Balance^
Interest Rate+
Annual Percentage Yield+
WePayU
$25
$1 - $9,999.99
2.00%
2.02%*
^Minimum daily balance to obtain APY (the amount of principal in the account each day).
Key Features
Online + Mobile banking
Make deposits, check balances, transfer money, and pay bills from your mobile phone or online.
ID theft aid
Includes payment card fraud resolution, $2500 in personal identity theft benefit and identity restoration.***
FirstFed Perks
Powered by BaZing- Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.
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Apple Pay and Samsung Pay
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High Interest on your checking account*
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Cell phone protection- Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.***
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$10,000 travel accidental death coverage.***
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Health Savings Card- Save money on prescriptions, eye exams, frames, and hearing services.
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ATM fee reimbursement- We reimburse ATM fees nation-wide up to $20/month when bonus requirements are met.
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Person-to-person quick-pay allows you to transfer money to friends or family at any banking institution directly through your First Federal online or mobile banking bill pay.
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Roadside assistance- Available 24/7 and free to use, up to $80 in covered service charges up to 4 times per year.
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A debit card with no annual fee- Use your card any place MasterCard is accepted with no annual fees and no minimum balances.
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Overdraft protection service. Just one way First Federal takes care of our family by providing overdraft protection for the occasional insufficient funds error.
*The interest rate on your account is based on meeting the Bonus Rate Eligibility Requirements each statement cycle. 2.02% APY bonus rate and ATM fee credit requirements: 1)12 or more debit card transactions posted to the account each statement cycle. 2) Activating e-statement enrollment. 3) One or more direct deposits in this account each statement cycle.
The 2.02% APY is paid on balances up to $9,999.99. Account balances beyond that are paid at .01% APY. WePayU with FirstFedPerks is only $12 per month. First Federal will waive the monthly fee when you meet any of the following: 1) Maintain a $500 average balance in your account. 2) Maintain a minimum balance of $5000 in any First Federal savings account. 3) Have a loan with us. Refer to your WePayU Truth In Savings Disclosure for specific information.
***Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.
Insurance products are: NOT A DEPOSIT, NOT FDIC INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF NEWARK.
There ForU Checking + FirstFed Perks
With online banking, a mobile app, a no-fee debit card, and overdraft protection, ThereForU Checking is the reliable account you need to bank with confidence, from the smallest daily needs to the biggest financial milestones. Add in extra benefits like money-saving local deals and the security of cell phone insurance, ID theft aid, and roadside assistance, and you’ll experience what it means for our strength to become yours.
Account Name
Minimum Deposit To Open
Minimum Balance^
Interest Rate+
Annual Percentage Yield+
There ForU
$25
Non-Interest Bearing
Non-Interest Bearing
Non-Interest Bearing
^Minimum daily balance to obtain APY (the amount of principal in the account each day).
Key Features
Online + Mobile banking
Make deposits, check balances, transfer money, and pay bills from your mobile phone or online.
ID theft aid
Includes payment card fraud resolution, $2500 in personal identity theft benefit and identity restoration.
FirstFed Perks
Powered by BaZing- Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.
-
Apple Pay and Samsung Pay
-
Cell phone protection Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.***
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Roadside assistance- Available 24/7 and free to use, up to $80 in covered service charges up to 4 times per year.
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$10,000 travel accidental death coverage.***
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Health Savings Card- Save money on prescriptions, eye exams, frames, and hearing services.***
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Occasional Overdraft Protection Service. Just one way First Federal takes care of our family by providing overdraft protection for the occasional insufficient funds error.
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Popmoney®- person-to-person quick-pay allows you to transfer money to friends or family at any banking institution directly through your First Federal online or mobile banking bill pay
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ThereForU with FirstFedPerks is only $10 per month.
***Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.
Insurance products are: NOT A DEPOSIT, NOT FDIC INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF NEWARK.
Basic Checking
At First Federal Savings, we want you to start strong—and that might mean starting with the basics. Our Basic Checking Account offers a reliable foundation for your everyday banking, including 24/7 access to online banking and our mobile app, a no-fee debit card, and overdraft protection services.
Account Name
Minimum Deposit To Open
Minimum Balance^
Interest Rate+
Annual Percentage Yield+
Basic Checking
$0
Non-Interest Bearing
Non-Interest Bearing
Non-Interest Bearing
^Minimum daily balance to obtain APY (the amount of principal in the account each day).
Key Features
Online + Mobile banking
Make deposits, check balances, transfer money, and pay bills from your mobile phone or online.
Overdraft Protection Service
Just one way First Federal takes care of our family by providing overdraft protection for the occasional insufficient funds error.
Popmoney®
Popmoney®- person-to-person quick-pay allows you to transfer money to friends or family at any banking institution directly through your First Federal online or mobile banking bill pay.
Basic Checking is only $8/month. This monthly fee will be waived when you meet any of the following:
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Maintain a $100 minimum balance in this account.
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One or more direct deposits in this account each statement cycle.
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Are under 25 years of age.
Community Engagement
You help us make an impact.
We want to see every member of our community thrive. That commitment isn’t just about our customers, it’s about every person in our neighborhoods, towns, cities, and all across Licking County. Every year, our employees give their time to make a difference. Because that’s strong. Like you.