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Savings and CDs


CDs with First Federal Savings First Federal began because we knew the community needed a cornerstone of financial stability upon which to rebuild and prosper families and business. Today we continue to take pride in being a pillar of stability upon which our customers depend to grow their future. Certificates of Deposit (CD’s) are one way we can help you strengthen your financial security with a highly reliable investment that guarantees a return. With a fixed-term CD you earn a guaranteed annual percentage yield (APY)* and build savings.

*Click here to view our current rates

Account Features

  • Minimum opening balance is usually $500.
  • Choose to have your interest paid either monthly or quarterly. Interest can be deposited directly into a First Federal account. Some CDs do require transferred interest.
  • Choose from terms ranging from 91 days to 10 years. Note that there may be a penalty for early withdrawal of funds.

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