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Savings and CDs

Individual Retirement Accounts (IRA’s)

IRAs with First Federal Savings Saving for retirement can feel daunting, but at First Federal our knowledgeable staff is here to answer all your questions and work together with you to develop a savings plan that meets your needs and life circumstance. Individual Retirement Accounts (IRA’s) are a safe and risk-free means of investment and can begin with as little as $1. So whether you’re just getting started in your career or looking to retire in the next few years, we can find the option that works within your means and plans for your future.

Account Features

  • There’s no risk. Your investment never decreases in value.
  • You can get started for as little as $1 or rollover existing retirement funds into a new IRA.
  • Unlimited, additional deposits are allowed on certain accounts.
  • There are no commissions or maintenance fees and local access.
  • Choose between a traditional IRA, which is a pre-tax investment, or a Roth IRA, which is an after-tax investment with tax-free earnings and withdrawals for retirement.

Click here to access our IRA Calculators