FEES AND CHARGES. The following fees and charges may be assessed against your account:

• Overdraft fee per item for ATM withdrawal or other electronic withdrawals $32.00
• Items returned for insufficient funds per check or other electronic means $32.00
• Deposited check returned per item $15.00
• Stop payment request fee per check or other electronic means $20.00
• Outgoing wire transfer per request $15.00
• Mid cycle statement requests $2.50
• Research fee - hourly rate (minimum $20.00 charge) $20.00
• Copies per page $2.00
• Child support processing per transaction $5.00
• Levy/Garnishment or Subpoena $25.00
• ATM replacement fee (per card) $5.00
• ATM per transaction processed at a non-First Federal ATM $3.00