Forms
of ID

The first time you open an account as a customer with First Federal you will need to bring in one primary and one secondary form of ID. All forms of ID must be unexpired.

Primary forms of ID

  • State driver’s license
  • State ID card
  • U.S. military ID card
  • Passport
  • License to carry concealed weapon
  • Permanent resident card
  • Passport card

Secondary forms of ID

  • Photo employee ID card
  • Student ID card
  • Credit cards (VISA, MasterCard, Discover, Sears, etc.)
  • Current utility bill from the customer's residence
  • Social security card
  • Birth certificate
  • Automobile registration
  • Bank pr credit card statement
  • Current pay stub
  • Medicare card issued by SSA
  • Social security # verification notice issued by SSA
  • Social security rep payee appointment notice issued by SSA
  • Current U.S. tax returns
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What you need to apply

Documents needed

  • Paystubs (last 30 days)
  • W-2s (last 2 years)
  • Tax returns (last 2 years)
  • Bank statements (last 3 months)
  • Mortgage statement
  • Stocks, bonds, 401ks, IRAs
  • Other real estate (tax and insurance info)
  • Rental agreement (if applicable)
  • Separation or divorce decree (if applicable)

For a refinance add
(Providing these items may reduce your closing costs)

  • Title policy
  • Copy of survey
  • Homeowners insurance policy
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FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Downtown Newark Loan Officers

Charlotte Blade

Assistant Vice President | Branch Manager

NMLS# 613829

Scot Evans

Vice President | Loan Officer

NMLS# 615910

Caileigh Hughes

Loan Officer

NMLS# 2022960

Matt McKenzie

Assistant Vice President | Loan Officer | Collections Officer

NMLS# 319422

K-Rod Morris

Assistant Vice President | Loan Officer

NMLS# 1872140

Branch Information

Day of The Week

Office Hours

Drive-up Hours

Mon - Thu

Office Hours

9:00a - 5:00p

Drive-up Hours

9:00a - 5:00p
Friday

Office Hours

9:00a - 5:00p

Drive-up Hours

9:00a - 5:30p
Saturday

Office Hours

9:00a - 12:00p

Drive-up Hours

9:00a - 12:00p
Mon - Thu

Office Hours

9:00a - 5:00p

Drive-up Hours

9:00a - 5:00p
Friday

Office Hours

9:00a - 5:00p

Drive-up Hours

9:00a - 5:30p
Saturday

Office Hours

9:00a - 12:00p

Drive-up Hours

9:00a - 12:00p