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Occasional Overdraft Privilege Service

First Federal staff care deeply about the continued well-being and prosperity of our customers. To ensure you grow and flourish in every way, we offer Occasional Overdraft Privilege Service (OOPS!) for all of our checking accounts. If you opt to receive OOPS!, we may authorize and pay ATM and one-time debit card transactions, checks or ACH transactions for the times when you don’t have sufficient funds in the account.

We offer this service to our customers because we understand that everyone makes an occasional mistake, and OOPS! can prevent one little mistake escalating into late fees or a bounced check. It’s just one of the many ways in which First Federal goes above and beyond to provide for our customers.

The fee for this service is $30 per item. Customers must choose to “Opt-In” for this protective service for ATM and one-time debit card transactions. If you choose to “Opt-Out”, any ATM and debit card transactions that happen when there are not sufficient funds in your account will be declined. You can always change your status and choose to “Opt-In” or “Opt-Out” at anytime.

If you have questions about the OOPS! service and overdraft protection, please call our Savings Operations Department at (740) 345-3494 or 1-800-783-3494. Or, stop by any of our branch offices.

To update your “Opt-In” status you may also download the PDF form below, print, complete and mail it to:

First Federal Savings
Attention: Savings Operations
P.O. Box 4460
Newark, Ohio 43058-4460

OOPS!™ Occasional Overdraft Privilege Service is a registered trademark. All rights reserved.